Cornerstone Home Loans was established in 2003 and operates as a Southern African bond origination company for local banking institutions. The company provides financial products and related services to prospective home owners for the acquisition of a property, or to build or buy a home. 1.  Types of loans Cornerstone Home Loans assists with selecting the best loan option for a client’s requirements. There are a number of products available: Click here to find out more. Cornerstone Home Loans offers developers a turnkey financing offering, which saves the developer significant costs from the onset of the project. This value proposition has been packaged to the developer’s advantage and is superior to any other development finance offering available in the market. What are the costs involved in utilising a bond originator? Absolutely nothing! A bond originator fulfills an outsourced sales team function for the banks and derives its revenue from the banks for the submission and registration of home loans. The bank does not charge the customer anything extra for using a bond originator and is an incorrect perception. Cornerstone Home Loans is well positioned to grow its brand and franchise opportunities are available. Operating and managing a franchise under the Cornerstone Home Loans brand is clearly an attractive proposition for the avid business person who meets the minimum requirements. Cornerstone Home Loans has built a succes-sful offering focused on Estate Agents and provides the following value added services: Assuming all documentation is complete, approval in principle is obtained within 24-48 hours. Final home loan approval from banks obtained in five working days due to established relationships with the banks’ home loan teams Assistance with the marketing activities On site bond originator consultants to assist with and capture information immediately Weekly reporting on the status and progress of each purchaser’s financing process Competitive profit sharing Strategic alliances with respected banking institutions, top attorneys to provide a superior service level agreement Dedicated contact manager